Applications / Mortgage Analytics / Lenders / Pennsylvania / Sun East Federal Credit Union
Aston, PA · Credit union · NCUA · $907 million assets · 577 loans in 2025
Sun East Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
577
loans originated, 2025
990
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Sun East Federal Credit Union lends mostly to existing homeowners, for home improvement, refinancing and other purposes, and its loans rose 37% in 2025, faster than most similar credit unions.
Originations rose 37% to 577, against 5% for similar lenders (credit unions making between half and twice as many loans) and 10% for the whole market, higher than more than eight in ten of them. Dollar volume rose from $45.4 million to $103.6 million as the typical loan rose from $75,000 to $105,000. The count is back near its 2021 level of 560 after 421 in 2024.
Home improvement made up 35.2% of loans, refinance 27.9%, other purposes 27.0% and home purchase only 9.9%. Every loan was conventional, with no government-backed lending. That makes it a lender to people who already own their homes, which fits its small shares in its markets, such as 0.1% in Allentown-Bethlehem-Easton and Lancaster.
The typical rate was 4.99% in both 2024 and 2025, against 7.00% for similar lenders, and none of its loans were higher-priced (a rate well above the average for similar loans), against 1.7% at similar lenders. Pricing by product would show which loans carry that rate.
Low- and moderate-income (LMI) borrowers took 26.3% of its loans, against 27.0% at similar lenders, and LMI areas 15.0%, against 15.1%. Its share in majority-minority areas, 14.4%, is somewhat higher than similar lenders' 10.9% and up from 8.8% five years before.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Sun East Federal Credit Union took 990 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 35.2% · Refinance 27.9% · Other 27.0% · Purchase 9.9%
Conventional 100.0% · of 577 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 431 | 74.7% |
| Delaware | 92 | 15.9% |
| New Jersey | 37 | 6.4% |
| Maryland | 13 | 2.3% |
| Florida | 3 | 0.5% |
| New York | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Philadelphia | 281 |
| Montgomery County-Bucks County-Chester County | 105 |
| Wilmington | 91 |
| Camden | 25 |
| Lancaster | 18 |
| Pittsburgh | 13 |
| Allentown-Bethlehem-Easton | 7 |
| Dover | 5 |
| Atlantic City-Hammonton | 4 |
| Baltimore-Columbia-Towson | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900PQLW7K91KOVU18 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 897684 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 56160 | 1990–2017 |
Established 1 January 1949. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Sun East Federal Credit Union's data.
Sun East Federal Credit Union's data
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Sun East Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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