Applications / Mortgage Analytics / Lenders / North Carolina / Peoples Bank / Competition
Peoples Bank
Newton, NC · State non-member bank · FDIC · $1.7 billion assets · 567 loans in 2025
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567
loans originated, 2025
947
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Peoples Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Peoples Bank ranks 75th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $74.6M lent: 0.3% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HICKORY-LENOIR-MORGANTON, NC, 2025
Peoples Bank ranks 11th of 374 lenders in Hickory-Lenoir-Morganton, NC, with $48.2M lent: 2.1% of a $2.28B market.
Hickory-Lenoir-Morganton, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WINSTON-SALEM, NC, 2025
Peoples Bank ranks 116th of 465 lenders in Winston-Salem, NC, with $4.9M lent: 0.1% of a $3.99B market.
Winston-Salem, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO NORTH CAROLINA, 2025
Peoples Bank ranks 325th of 762 lenders in non-metro North Carolina, with $3.3M lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — RALEIGH-CARY, NC, 2025
Peoples Bank ranks 335th of 638 lenders in Raleigh-Cary, NC, with $2.2M lent: 0.0% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
Peoples Bank ranks 398th of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $355K lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WILMINGTON, NC, 2025
Peoples Bank ranks 263rd of 538 lenders in Wilmington, NC, with $1.6M lent: 0.0% of a $6.21B market.
Wilmington, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BURLINGTON, NC, 2025
Peoples Bank ranks 299th of 303 lenders in Burlington, NC, with $75K lent: 0.0% of a $1.20B market.
Burlington, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Peoples Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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