Applications / Mortgage Analytics / Lenders / California / Pacific Service Credit Union / Competition
Pacific Service Credit Union
Concord, CA · Credit union · NCUA · $1.3 billion assets · 657 loans in 2025
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657
loans originated, 2025
1,210
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Pacific Service Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Pacific Service Credit Union ranks 163rd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $34.8M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — FRESNO, CA, 2025
Pacific Service Credit Union ranks 76th of 409 lenders in Fresno, CA, with $12.4M lent: 0.2% of a $5.72B market.
Fresno, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Pacific Service Credit Union ranks 214th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $9.3M lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — VALLEJO, CA, 2025
Pacific Service Credit Union ranks 111th of 363 lenders in Vallejo, CA, with $4.4M lent: 0.1% of a $3.45B market.
Vallejo, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN LUIS OBISPO-PASO ROBLES, CA, 2025
Pacific Service Credit Union ranks 91st of 312 lenders in San Luis Obispo-Paso Robles, CA, with $4.2M lent: 0.2% of a $2.52B market.
San Luis Obispo-Paso Robles, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CARSON CITY, NV, 2025
Pacific Service Credit Union ranks 111th of 139 lenders in Carson City, NV, with $355K lent: 0.1% of a $367.1M market.
Carson City, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
Pacific Service Credit Union ranks 473rd of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $165K lent: 0.0% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — VISALIA, CA, 2025
Pacific Service Credit Union ranks 214th of 281 lenders in Visalia, CA, with $390K lent: 0.0% of a $1.95B market.
Visalia, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Pacific Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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