Applications / Mortgage Analytics / Lenders / Tennessee / First Citizens National Bank / Competition
First Citizens National Bank
Dyersburg, TN · National bank · OCC · $2.7 billion assets · 637 loans in 2025
First Citizens National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
637
loans originated, 2025
941
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Who First Citizens National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TENNESSEE, 2025
First Citizens National Bank ranks 40th of 746 lenders in non-metro Tennessee, with $43.4M lent: 0.5% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MEMPHIS, AR-MS-TN, 2025
First Citizens National Bank ranks 58th of 515 lenders in Memphis, AR-MS-TN, with $30.8M lent: 0.5% of a $6.42B market.
Memphis, AR-MS-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CLEVELAND, TN, 2025
First Citizens National Bank ranks 5th of 258 lenders in Cleveland, TN, with $28.6M lent: 3.8% of a $751.0M market.
Cleveland, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
First Citizens National Bank ranks 160th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $27.4M lent: 0.1% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHATTANOOGA, GA-TN, 2025
First Citizens National Bank ranks 46th of 525 lenders in Chattanooga, GA-TN, with $19.0M lent: 0.5% of a $4.21B market.
Chattanooga, GA-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MOBILE, AL, 2025
First Citizens National Bank ranks 310th of 356 lenders in Mobile, AL, with $175K lent: 0.0% of a $1.72B market.
Mobile, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DECATUR, AL, 2025
First Citizens National Bank ranks 153rd of 240 lenders in Decatur, AL, with $520K lent: 0.1% of a $729.3M market.
Decatur, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — HUNTSVILLE, AL, 2025
First Citizens National Bank ranks 300th of 440 lenders in Huntsville, AL, with $550K lent: 0.0% of a $4.63B market.
Huntsville, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Citizens National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Citizens National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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