Applications / Mortgage Analytics / Lenders / North Carolina / Civic Federal Credit Union / Competition
Civic Federal Credit Union
Raleigh, NC · Credit union · NCUA · $3.3 billion assets · 655 loans in 2025
Civic Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
655
loans originated, 2025
1,838
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Civic Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO NORTH CAROLINA, 2025
Civic Federal Credit Union ranks 167th of 762 lenders in non-metro North Carolina, with $10.9M lent: 0.1% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Civic Federal Credit Union ranks 252nd of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $10.2M lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — RALEIGH-CARY, NC, 2025
Civic Federal Credit Union ranks 217th of 638 lenders in Raleigh-Cary, NC, with $6.5M lent: 0.0% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WILMINGTON, NC, 2025
Civic Federal Credit Union ranks 189th of 538 lenders in Wilmington, NC, with $3.5M lent: 0.1% of a $6.21B market.
Wilmington, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HICKORY-LENOIR-MORGANTON, NC, 2025
Civic Federal Credit Union ranks 97th of 374 lenders in Hickory-Lenoir-Morganton, NC, with $3.3M lent: 0.1% of a $2.28B market.
Hickory-Lenoir-Morganton, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Civic Federal Credit Union ranks 741st of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $115K lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BLACKSBURG-CHRISTIANSBURG-RADFORD, VA, 2025
Civic Federal Credit Union ranks 207th of 233 lenders in Blacksburg-Christiansburg-Radford, VA, with $165K lent: 0.0% of a $778.1M market.
Blacksburg-Christiansburg-Radford, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — WINCHESTER, VA-WV, 2025
Civic Federal Credit Union ranks 301st of 303 lenders in Winchester, VA-WV, with $55K lent: 0.0% of a $1.16B market.
Winchester, VA-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Civic Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Civic Federal Credit Union's data
$215
Civic Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Civic Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]