Applications / Mortgage Analytics / Lenders / Tennessee / Citizens Tri County Bank / Competition
Citizens Tri County Bank
Dunlap, TN · State non-member bank · FDIC · $1.6 billion assets · 562 loans in 2025
Citizens Tri County Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
562
loans originated, 2025
747
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Citizens Tri County Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TENNESSEE, 2025
Citizens Tri County Bank ranks 20th of 746 lenders in non-metro Tennessee, with $79.3M lent: 1.0% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHATTANOOGA, GA-TN, 2025
Citizens Tri County Bank ranks 31st of 525 lenders in Chattanooga, GA-TN, with $33.5M lent: 0.8% of a $4.21B market.
Chattanooga, GA-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
Citizens Tri County Bank ranks 341st of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $5.0M lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HUNTSVILLE, AL, 2025
Citizens Tri County Bank ranks 234th of 440 lenders in Huntsville, AL, with $955K lent: 0.0% of a $4.63B market.
Huntsville, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PANAMA CITY-PANAMA CITY BEACH, FL, 2025
Citizens Tri County Bank ranks 260th of 443 lenders in Panama City-Panama City Beach, FL, with $595K lent: 0.0% of a $1.96B market.
Panama City-Panama City Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LYNCHBURG, VA, 2025
Citizens Tri County Bank ranks 283rd of 329 lenders in Lynchburg, VA, with $225K lent: 0.0% of a $1.79B market.
Lynchburg, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — OCALA, FL, 2025
Citizens Tri County Bank ranks 353rd of 536 lenders in Ocala, FL, with $425K lent: 0.0% of a $2.98B market.
Ocala, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
Citizens Tri County Bank ranks 478th of 485 lenders in Daphne-Fairhope-Foley, AL, with $75K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens Tri County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Citizens Tri County Bank's data
$215
Citizens Tri County Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Citizens Tri County Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]