Applications / Mortgage Analytics / Lenders / Massachusetts / Central One Federal Credit Union / Competition
Central One Federal Credit Union
Shrewsbury, MA · Credit union · NCUA · $858 million assets · 576 loans in 2025
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576
loans originated, 2025
823
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Who Central One Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WORCESTER, MA, 2025
Central One Federal Credit Union ranks 18th of 451 lenders in Worcester, MA, with $95.6M lent: 1.4% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Central One Federal Credit Union ranks 239th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $20.6M lent: 0.0% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Central One Federal Credit Union ranks 299th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $2.8M lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BARNSTABLE TOWN, MA, 2025
Central One Federal Credit Union ranks 133rd of 369 lenders in Barnstable Town, MA, with $2.6M lent: 0.1% of a $3.30B market.
Barnstable Town, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HARTFORD-WEST HARTFORD-EAST HARTFORD, CT, 2025
Central One Federal Credit Union ranks 236th of 464 lenders in Hartford-West Hartford-East Hartford, CT, with $2.2M lent: 0.0% of a $7.37B market.
Hartford-West Hartford-East Hartford, CT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Central One Federal Credit Union ranks 505th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $1.0M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — COLUMBIA, SC, 2025
Central One Federal Credit Union ranks 425th of 515 lenders in Columbia, SC, with $250K lent: 0.0% of a $5.77B market.
Columbia, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GREENVILLE-ANDERSON-GREER, SC, 2025
Central One Federal Credit Union ranks 479th of 589 lenders in Greenville-Anderson-Greer, SC, with $365K lent: 0.0% of a $7.37B market.
Greenville-Anderson-Greer, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Central One Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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