Applications / Mortgage Analytics / Lenders / Georgia / United Bank / Competition
United Bank
Zebulon, GA · State non-member bank · FDIC · $2.3 billion assets · 698 loans in 2025
United Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
698
loans originated, 2025
1,073
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who United Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
United Bank ranks 123rd of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $84.0M lent: 0.2% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
United Bank ranks 65th of 683 lenders in non-metro Georgia, with $26.4M lent: 0.3% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MACON-BIBB COUNTY, GA, 2025
United Bank ranks 21st of 328 lenders in Macon-Bibb County, GA, with $11.1M lent: 1.1% of a $1.01B market.
Macon-Bibb County, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO ALABAMA, 2025
United Bank ranks 209th of 523 lenders in non-metro Alabama, with $2.9M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
United Bank ranks 269th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $1.7M lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
United Bank ranks 327th of 485 lenders in Daphne-Fairhope-Foley, AL, with $575K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DELTONA-DAYTONA BEACH-ORMOND BEACH, FL, 2025
United Bank ranks 405th of 639 lenders in Deltona-Daytona Beach-Ormond Beach, FL, with $595K lent: 0.0% of a $5.43B market.
Deltona-Daytona Beach-Ormond Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO SOUTH CAROLINA, 2025
United Bank ranks 352nd of 514 lenders in non-metro South Carolina, with $485K lent: 0.0% of a $2.95B market.
non-metro South Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and United Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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United Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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