Applications / Mortgage Analytics / Lenders / Kentucky / Traditional Bank / Competition
Traditional Bank
Mount Sterling, KY · State non-member bank · FDIC · $2.5 billion assets · 759 loans in 2025
Traditional Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
759
loans originated, 2025
914
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who Traditional Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LEXINGTON-FAYETTE, KY, 2025
Traditional Bank ranks 12th of 389 lenders in Lexington-Fayette, KY, with $85.4M lent: 2.4% of a $3.62B market.
Lexington-Fayette, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO KENTUCKY, 2025
Traditional Bank ranks 19th of 537 lenders in non-metro Kentucky, with $65.3M lent: 1.2% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
Traditional Bank ranks 55th of 510 lenders in Louisville/Jefferson County, IN-KY, with $40.3M lent: 0.4% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NAPLES-MARCO ISLAND, FL, 2025
Traditional Bank ranks 261st of 595 lenders in Naples-Marco Island, FL, with $2.0M lent: 0.0% of a $5.13B market.
Naples-Marco Island, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
Traditional Bank ranks 245th of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $1.3M lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GREENSBORO-HIGH POINT, NC, 2025
Traditional Bank ranks 260th of 469 lenders in Greensboro-High Point, NC, with $905K lent: 0.0% of a $4.20B market.
Greensboro-High Point, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Traditional Bank ranks 562nd of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $285K lent: 0.0% of a $16.69B market.
Indianapolis-Carmel-Greenwood, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ELIZABETHTOWN, KY, 2025
Traditional Bank ranks 175th of 193 lenders in Elizabethtown, KY, with $175K lent: 0.0% of a $847.0M market.
Elizabethtown, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Traditional Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Traditional Bank's data
$215
Traditional Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Traditional Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]