Applications / Mortgage Analytics / Lenders / Minnesota / Think Mutual Bank / Competition
Think Mutual Bank
Rochester, MN · Savings institution · OCC · $2.2 billion assets · 824 loans in 2025
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824
loans originated, 2025
1,115
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who Think Mutual Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ROCHESTER, MN, 2025
Think Mutual Bank ranks 2nd of 276 lenders in Rochester, MN, with $123.5M lent: 8.5% of a $1.45B market.
Rochester, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Think Mutual Bank ranks 108th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $41.0M lent: 0.1% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MINNESOTA, 2025
Think Mutual Bank ranks 88th of 536 lenders in non-metro Minnesota, with $11.5M lent: 0.2% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
Think Mutual Bank ranks 510th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $2.8M lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO WISCONSIN, 2025
Think Mutual Bank ranks 292nd of 659 lenders in non-metro Wisconsin, with $2.7M lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WILDWOOD-THE VILLAGES, FL, 2025
Think Mutual Bank ranks 303rd of 451 lenders in Wildwood-The Villages, FL, with $325K lent: 0.0% of a $1.68B market.
Wildwood-The Villages, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SEBASTIAN-VERO BEACH-WEST VERO CORRIDOR, FL, 2025
Think Mutual Bank ranks 332nd of 366 lenders in Sebastian-Vero Beach-West Vero Corridor, FL, with $165K lent: 0.0% of a $1.31B market.
Sebastian-Vero Beach-West Vero Corridor, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — OCALA, FL, 2025
Think Mutual Bank ranks 430th of 536 lenders in Ocala, FL, with $225K lent: 0.0% of a $2.98B market.
Ocala, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Think Mutual Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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