Applications / Mortgage Analytics / Lenders / Michigan / Sturgis Bank & Trust Company / Competition
Sturgis Bank & Trust Company
Sturgis, MI · State non-member bank · FDIC · $998 million assets · 735 loans in 2025
Sturgis Bank & Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
735
loans originated, 2025
875
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Sturgis Bank & Trust Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO MICHIGAN, 2025
Sturgis Bank & Trust Company ranks 20th of 606 lenders in non-metro Michigan, with $65.2M lent: 0.9% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NILES, MI, 2025
Sturgis Bank & Trust Company ranks 6th of 283 lenders in Niles, MI, with $32.4M lent: 3.4% of a $941.6M market.
Niles, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KALAMAZOO-PORTAGE, MI, 2025
Sturgis Bank & Trust Company ranks 23rd of 281 lenders in Kalamazoo-Portage, MI, with $12.3M lent: 1.0% of a $1.29B market.
Kalamazoo-Portage, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BATTLE CREEK, MI, 2025
Sturgis Bank & Trust Company ranks 15th of 209 lenders in Battle Creek, MI, with $9.6M lent: 1.7% of a $562.0M market.
Battle Creek, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Sturgis Bank & Trust Company ranks 90th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $9.6M lent: 0.1% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Sturgis Bank & Trust Company ranks 573rd of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $255K lent: 0.0% of a $16.69B market.
Indianapolis-Carmel-Greenwood, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KOKOMO, IN, 2025
Sturgis Bank & Trust Company ranks 163rd of 209 lenders in Kokomo, IN, with $185K lent: 0.0% of a $426.1M market.
Kokomo, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LANSING-EAST LANSING, MI, 2025
Sturgis Bank & Trust Company ranks 156th of 333 lenders in Lansing-East Lansing, MI, with $1.0M lent: 0.1% of a $2.02B market.
Lansing-East Lansing, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sturgis Bank & Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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