Applications / Mortgage Analytics / Lenders / Pennsylvania / Service 1st Federal Credit Union / Competition
Service 1st Federal Credit Union
Danville, PA · Credit union · NCUA · $783 million assets · 754 loans in 2025
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754
loans originated, 2025
832
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Service 1st Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO PENNSYLVANIA, 2025
Service 1st Federal Credit Union ranks 18th of 643 lenders in non-metro Pennsylvania, with $69.3M lent: 1.2% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WILLIAMSPORT, PA, 2025
Service 1st Federal Credit Union ranks 12th of 153 lenders in Williamsport, PA, with $8.8M lent: 2.4% of a $372.1M market.
Williamsport, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SCRANTON--WILKES-BARRE, PA, 2025
Service 1st Federal Credit Union ranks 60th of 395 lenders in Scranton--Wilkes-Barre, PA, with $7.5M lent: 0.3% of a $2.15B market.
Scranton--Wilkes-Barre, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
Service 1st Federal Credit Union ranks 454th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $2.8M lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Service 1st Federal Credit Union ranks 747th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $625K lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO MICHIGAN, 2025
Service 1st Federal Credit Union ranks 550th of 606 lenders in non-metro Michigan, with $175K lent: 0.0% of a $7.04B market.
non-metro Michigan is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Service 1st Federal Credit Union ranks 723rd of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $540K lent: 0.0% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — YORK-HANOVER, PA, 2025
Service 1st Federal Credit Union ranks 360th of 379 lenders in York-Hanover, PA, with $105K lent: 0.0% of a $2.78B market.
York-Hanover, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Service 1st Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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