Applications / Mortgage Analytics / Lenders / California / Provident Credit Union / Competition
Provident Credit Union
Redwood City, CA · Credit union · NCUA · $3.6 billion assets · 712 loans in 2025
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712
loans originated, 2025
865
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Provident Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Provident Credit Union ranks 41st of 606 lenders in San Francisco-Oakland-Fremont, CA, with $233.1M lent: 0.4% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Provident Credit Union ranks 48th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $93.0M lent: 0.3% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — STOCKTON-LODI, CA, 2025
Provident Credit Union ranks 60th of 401 lenders in Stockton-Lodi, CA, with $16.2M lent: 0.3% of a $5.50B market.
Stockton-Lodi, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Provident Credit Union ranks 180th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $13.1M lent: 0.1% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
Provident Credit Union ranks 284th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $6.3M lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — EL CENTRO, CA, 2025
Provident Credit Union ranks 167th of 171 lenders in El Centro, CA, with $55K lent: 0.0% of a $519.8M market.
El Centro, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SANTA MARIA-SANTA BARBARA, CA, 2025
Provident Credit Union ranks 207th of 339 lenders in Santa Maria-Santa Barbara, CA, with $1.4M lent: 0.0% of a $4.08B market.
Santa Maria-Santa Barbara, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SAN LUIS OBISPO-PASO ROBLES, CA, 2025
Provident Credit Union ranks 167th of 312 lenders in San Luis Obispo-Paso Robles, CA, with $1.5M lent: 0.1% of a $2.52B market.
San Luis Obispo-Paso Robles, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Provident Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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