Applications / Mortgage Analytics / Lenders / Pennsylvania / Patriot Federal Credit Union / Competition
Patriot Federal Credit Union
Chambersburg, PA · Credit union · NCUA · $1.3 billion assets · 700 loans in 2025
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700
loans originated, 2025
1,109
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Patriot Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHAMBERSBURG, PA, 2025
Patriot Federal Credit Union ranks 2nd of 228 lenders in Chambersburg, PA, with $47.6M lent: 6.0% of a $789.3M market.
Chambersburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
Patriot Federal Credit Union ranks 39th of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $14.5M lent: 0.7% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Patriot Federal Credit Union ranks 381st of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $6.8M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HARRISBURG-CARLISLE, PA, 2025
Patriot Federal Credit Union ranks 117th of 396 lenders in Harrisburg-Carlisle, PA, with $3.5M lent: 0.1% of a $3.14B market.
Harrisburg-Carlisle, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GETTYSBURG, PA, 2025
Patriot Federal Credit Union ranks 48th of 228 lenders in Gettysburg, PA, with $2.8M lent: 0.5% of a $592.1M market.
Gettysburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
Patriot Federal Credit Union ranks 542nd of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $175K lent: 0.0% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ALTOONA, PA, 2025
Patriot Federal Credit Union ranks 96th of 146 lenders in Altoona, PA, with $260K lent: 0.1% of a $326.0M market.
Altoona, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — WINCHESTER, VA-WV, 2025
Patriot Federal Credit Union ranks 249th of 303 lenders in Winchester, VA-WV, with $295K lent: 0.0% of a $1.16B market.
Winchester, VA-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Patriot Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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