Faster growth than peers
Originations rose 15% to 885, against 10% for the typical similar lender (state non-member banks making between half and twice as many loans) and for the whole market, faster than nearly two-thirds of peers. Its record lists mergers in 2018, 2021, 2023 and 2025, the last with William Penn Bank, which could account for some of that growth. It made 1,706 loans in 2020, when its typical rate was 3.00% against 7.00% in 2025; fewer refinances at higher rates may explain much of the fall since.