Applications / Mortgage Analytics / Lenders / Georgia / LGE Community Credit Union
Atlanta, GA · Credit union · NCUA · $2.3 billion assets · 744 loans in 2025
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744
loans originated, 2025
1,059
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
LGE Community Credit Union, an Atlanta credit union, held its volume steady in 2025 while gaining share in Rome, Georgia, where it ranks eighth.
Originations fell 2% to 744, while the typical similar lender (credit unions making between half and twice as many loans) grew 7% and the whole market 10%. Its typical loan rose from $105,000 to $185,000, higher than nine in ten peers, so its dollar volume rose to $185.2 million. Its loans fell to 322 in 2022 and have recovered since; its 2023 merger with Greater Community Bank may account for part of that rise.
In Rome it ranks 8 of 233 lenders, with 2.4% of the dollars against 1.9% a year earlier, behind Rocket Mortgage, United Community Bank and United Wholesale Mortgage. Its share in Dalton also rose, from 0.1% to 0.4%. It has lent in both since the 1990s.
Refinances were 30.9% of its loans, purchases 28.4% and home improvement 25.3%, all conventional, with no government-backed lending. Its refinance denial rate, 9.6%, was about half the 20.0% of the typical peer.
19.6% of its loans were in majority-minority tracts, against 10.4% for peers, higher than more than two-thirds of them. Its share to low- and moderate-income borrowers rose from 19.4% to 24.9%, still below the 27.8% of the typical peer; a possible reason is the incomes in the markets it serves, led by Atlanta.
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Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. LGE Community Credit Union took 1,059 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 30.9% · Purchase 28.4% · Home improvement 25.3% · Other 15.5%
Conventional 100.0% · of 744 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 743 | 99.9% |
| Alabama | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Marietta | 521 |
| Atlanta-Sandy Springs-Roswell | 137 |
| Rome | 33 |
| Dalton | 5 |
| Gainesville | 3 |
| Chattanooga | 2 |
| Macon-Bibb County | 1 |
| Savannah | 1 |
| Valdosta | 1 |
| Warner Robins | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BTTIQWNC2CFA21 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 542582 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 57228 | 1990–2009 |
| Respondent ID (the HMDA filer code before 2018) | 568581 | 2010–2017 |
Established 1 January 1951. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: LGE Community Credit Union's data.
LGE Community Credit Union's data
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LGE Community Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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