Applications / Mortgage Analytics / Lenders / Pennsylvania / Jersey Shore State Bank / Competition
Jersey Shore State Bank
Williamsport, PA · State non-member bank · FDIC · $1.6 billion assets · 804 loans in 2025
Jersey Shore State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
804
loans originated, 2025
939
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Jersey Shore State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WILLIAMSPORT, PA, 2025
Jersey Shore State Bank ranks 2nd of 153 lenders in Williamsport, PA, with $43.3M lent: 11.6% of a $372.1M market.
Williamsport, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO PENNSYLVANIA, 2025
Jersey Shore State Bank ranks 45th of 643 lenders in non-metro Pennsylvania, with $32.1M lent: 0.6% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — STATE COLLEGE, PA, 2025
Jersey Shore State Bank ranks 12th of 192 lenders in State College, PA, with $18.9M lent: 2.2% of a $854.7M market.
State College, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 65% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SCRANTON--WILKES-BARRE, PA, 2025
Jersey Shore State Bank ranks 52nd of 395 lenders in Scranton--Wilkes-Barre, PA, with $8.8M lent: 0.4% of a $2.15B market.
Scranton--Wilkes-Barre, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ALTOONA, PA, 2025
Jersey Shore State Bank ranks 18th of 146 lenders in Altoona, PA, with $5.7M lent: 1.7% of a $326.0M market.
Altoona, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO OHIO, 2025
Jersey Shore State Bank ranks 472nd of 592 lenders in non-metro Ohio, with $255K lent: 0.0% of a $6.94B market.
non-metro Ohio is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — READING, PA, 2025
Jersey Shore State Bank ranks 325th of 365 lenders in Reading, PA, with $175K lent: 0.0% of a $2.00B market.
Reading, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JOHNSTOWN, PA, 2025
Jersey Shore State Bank ranks 38th of 143 lenders in Johnstown, PA, with $1.1M lent: 0.4% of a $256.1M market.
Johnstown, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Jersey Shore State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Jersey Shore State Bank's data
$215
Jersey Shore State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Jersey Shore State Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]