Applications / Mortgage Analytics / Lenders / Michigan / Isabella Bank / Competition
Isabella Bank
Mount Pleasant, MI · State member bank · FRS · $2.2 billion assets · 779 loans in 2025
Isabella Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
779
loans originated, 2025
1,060
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Isabella Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO MICHIGAN, 2025
Isabella Bank ranks 13th of 606 lenders in non-metro Michigan, with $93.4M lent: 1.3% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MIDLAND, MI, 2025
Isabella Bank ranks 3rd of 175 lenders in Midland, MI, with $29.7M lent: 8.2% of a $360.1M market.
Midland, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Isabella Bank ranks 59th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $19.7M lent: 0.3% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAGINAW, MI, 2025
Isabella Bank ranks 6th of 212 lenders in Saginaw, MI, with $19.3M lent: 3.3% of a $589.1M market.
Saginaw, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BAY CITY, MI, 2025
Isabella Bank ranks 18th of 172 lenders in Bay City, MI, with $4.5M lent: 1.3% of a $337.2M market.
Bay City, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO TENNESSEE, 2025
Isabella Bank ranks 457th of 746 lenders in non-metro Tennessee, with $915K lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BATTLE CREEK, MI, 2025
Isabella Bank ranks 125th of 209 lenders in Battle Creek, MI, with $325K lent: 0.1% of a $562.0M market.
Battle Creek, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DETROIT-WARREN-DEARBORN, MI, 2025
Isabella Bank ranks 355th of 599 lenders in Detroit-Warren-Dearborn, MI, with $1.5M lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Isabella Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Isabella Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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