Applications / Mortgage Analytics / Lenders / Illinois / Heartland Bank and Trust Company / Data
Heartland Bank and Trust Company
Bloomington, IL · State non-member bank · FDIC · $5.1 billion assets · 918 loans in 2025
Heartland Bank and Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
918
loans originated, 2025
1,301
applications, 2025
11
states and territories
0
gaps bigger than at similar lenders
History
- 22 February 1971Established as Bank of Carlock.
- 1 September 1973Head office moved (now in IL).
- 1 September 1973Renamed from Bank of Carlock to Bank of Carlock.
- 1990First report under HMDA in the public data (which begins in 1990).
- 21 July 1992Head office moved (now in IL).
- 21 July 1992Renamed from Bank of Carlock to Heartland Bank and Trust Company.
- 15 August 1994Head office moved (now in IL).
- 1 March 1997Merged with Woodford County Bank. Its HMDA filings count as this lender's in the competition figures.
- 29 May 1997Merged with First Bank of Eureka. Its HMDA filings count as this lender's in the competition figures.
- 29 May 1997Merged with Heartland Bank and Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 2 May 2001Merged with First State Bank of Pekin. Its HMDA filings count as this lender's in the competition figures.
- 1 June 2001Merged with Bank of Chenoa. Its HMDA filings count as this lender's in the competition figures.
- 1 August 2007Merged with Bankplus. Its HMDA filings count as this lender's in the competition figures.
- 6 March 2010Merged with Bank of Illinois. Its HMDA filings count as this lender's in the competition figures.
- 9 April 2011Merged with Western Springs National Bank and Trust. Its HMDA filings count as this lender's in the competition figures.
- 6 August 2011Merged with Bank of Shorewood. Its HMDA filings count as this lender's in the competition figures.
- 25 August 2012Merged with Farmer City State Bank. Its HMDA filings count as this lender's in the competition figures.
- 3 November 2012Merged with Citizens First National Bank. Its HMDA filings count as this lender's in the competition figures.
- 30 April 2016Merged with American Midwest Bank. Its HMDA filings count as this lender's in the competition figures.
- 31 December 2020Head office moved (now in IL).
- 1 January 2021Merged with State Bank of Lincoln. Its HMDA filings count as this lender's in the competition figures.
- 11 December 2021Merged with NXT Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 February 2023Merged with Town and Country Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 March 2026Merged with CNB Bank and Trust. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 1990–1991BANK OF CARLOCK
- 1994–1997HEARTLAND BANK AND TRUST
- 2001–2012HEARTLAND BANK & TRUST
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2025 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 3 | Record adjusted; the published value is kept in dw.lar_original |
The data behind this page, and how it was built, checked and analysed in Jenner: the data product · the fair-lending method. Page generated 2026-10-24T22:13:08Z.
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Heartland Bank and Trust Company's data
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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