Applications / Mortgage Analytics / Lenders / Massachusetts / Hanscom Federal Credit Union
Hanscom Afb, MA · Credit union · NCUA · $2.2 billion assets · 885 loans in 2025
Hanscom Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
885
loans originated, 2025
1,475
applications, 2025
30
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Hanscom Federal Credit Union is a Massachusetts credit union lending mostly for refinancing and home improvement, with larger loans than most similar lenders and borrowers in 30 states.
Refinances made up 40.0% of its loans and home improvement 34.8%; home purchases were 14.6%. Its typical loan was $165,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), larger than more than four in five. VA loans (guaranteed by the Department of Veterans Affairs) were 1.4%, small but higher than nearly all peers, which made almost none.
Originations rose 3% to 885, against 8% at similar lenders and 10% for the whole market. It made 2,322 loans in 2020 and 2,788 in 2021; a book weighted toward refinancing could move more with rates than most. In 2025 it also bought 67 loans, after buying none in 2024.
LMI (low- and moderate-income) borrowers took 15.8% of its loans, against 28.0% at similar lenders, lower than about nine in ten. Its larger loans and the make-up of the Boston-area markets it mainly serves are possible reasons. Its share in majority-minority areas, 10.8%, was near the middle of its peers.
It ranked 85 of 664 lenders around Boston and 88 of 369 in Barnstable Town, where its share held at 0.2%. In Worcester its share slipped 0.1 points to 0.1%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Hanscom Federal Credit Union took 1,475 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 40.0% · Home improvement 34.8% · Purchase 14.6% · Other 10.6%
Conventional 98.6% · VA 1.4% · of 885 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 652 | 73.7% |
| New Hampshire | 72 | 8.1% |
| Virginia | 35 | 4.0% |
| Connecticut | 17 | 1.9% |
| Rhode Island | 14 | 1.6% |
| Maine | 12 | 1.4% |
| Maryland | 10 | 1.1% |
| California | 9 | 1.0% |
| New Jersey | 9 | 1.0% |
| Florida | 8 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cambridge-Newton-Framingham | 374 |
| Boston | 169 |
| Worcester | 51 |
| Providence-Warwick | 36 |
| Arlington-Alexandria-Reston | 33 |
| Manchester-Nashua | 30 |
| Rockingham County-Strafford County | 25 |
| Barnstable Town | 23 |
| Springfield | 9 |
| Hartford-West Hartford-East Hartford | 7 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493003B2LEGQHDWRN55 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 371184 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59095 | 1990–2017 |
Established 1 January 1953. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Hanscom Federal Credit Union's data.
Hanscom Federal Credit Union's data
$215
Hanscom Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Hanscom Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]