Applications / Mortgage Analytics / Lenders / Pennsylvania / Firstrust Savings Bank
Conshohocken, PA · Savings institution · FDIC · $5.7 billion assets · 764 loans in 2025
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764
loans originated, 2025
1,233
applications, 2025
12
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Firstrust Savings Bank grew 20% in 2025, faster than most similar lenders, and lends in low- and moderate-income (LMI) neighbourhoods more than any of them.
It made 764 loans, up 20% from 637, against 4% for similar lenders (savings institutions making between half and twice as many loans) and 10% for the whole market, faster than about three in four of them. That is still well below the 2,551 it made in 2020. It ranks 62 of 784 in Philadelphia-Camden-Wilmington, where it has lent since before 1990, and its share held at 0.6% in Allentown-Bethlehem-Easton.
Loans in LMI tracts were 28.3%, against 14.1% at similar lenders, the highest share in its peer group, and up from 14.4% five years before. Loans in majority-minority tracts were 29.3%, against 7.1%, and LMI borrowers took 35.0%, against 24.3%; both are higher than nearly nine in ten similar lenders.
Loans insured by the Federal Housing Administration (FHA) were 8.9% of its lending, against 0.0% at similar lenders, higher than more than nine in ten of them. Its typical rate of 6.25% is lower than about nine in ten similar lenders'.
Purchases are 55.2% of its loans, other purposes 15.8%, refinances 15.4% and home improvement 13.5%. Its typical loan of $235,000 matches similar lenders'. It bought 18 loans, down from 38.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Firstrust Savings Bank took 1,233 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.2% · Other 15.8% · Refinance 15.4% · Home improvement 13.5%
Conventional 90.7% · FHA 8.9% · VA 0.4% · of 764 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 628 | 82.2% |
| New Jersey | 78 | 10.2% |
| Maryland | 31 | 4.1% |
| Delaware | 11 | 1.4% |
| Florida | 8 | 1.0% |
| Georgia | 2 | 0.3% |
| Illinois | 1 | 0.1% |
| Maine | 1 | 0.1% |
| North Carolina | 1 | 0.1% |
| Tennessee | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Montgomery County-Bucks County-Chester County | 260 |
| Philadelphia | 230 |
| Allentown-Bethlehem-Easton | 116 |
| Camden | 47 |
| Baltimore-Columbia-Towson | 26 |
| Atlantic City-Hammonton | 21 |
| Wilmington | 12 |
| Scranton--Wilkes-Barre | 6 |
| Lakewood-New Brunswick | 4 |
| Lancaster | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | R7JQ9JTCFHXBQU4XIT26 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 932978 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 326647 | 1990–2017 |
Established 1 January 1934. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Firstrust Savings Bank's data.
Firstrust Savings Bank's data
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Firstrust Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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