Applications / Mortgage Analytics / Lenders / Maryland / Capital Bank / Data
Capital Bank
Rockville, MD · National bank · OCC · $3.5 billion assets · 814 loans in 2025
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814
loans originated, 2025
1,128
applications, 2025
34
states and territories
0
gaps bigger than at similar lenders
History
- 14 December 1999Established as Harbor Capital National Bank.
- 2002First report under HMDA.
- 2 April 2003Renamed from Harbor Capital National Bank to Capital Bank, National Association.
- 1 May 2004Head office moved (now in MD).
- 19 August 2011Merged with Public Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 21 January 2012Merged with American Eagle Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 9 October 2018Head office moved (now in MD).
- 1 October 2024Merged with West Town Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
Filed under earlier names
- 2002–2002HARBOR CAPITAL NATIONAL BANK
- 2003–2025CAPITAL BANK, N.A.
- 2006–2008CAPITAL BANK NA
- 2010–2016CAPITAL BANK NA
- 2017–2018CAPITAL BANK, NA
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: business-purpose loan: personal income is not the basis. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: FHA refinance with no DTI: a streamline refinance, which does not require income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
| 2025 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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