Applications / Mortgage Analytics / Lenders / Maryland / Capital Bank / Competition
Capital Bank
Rockville, MD · National bank · OCC · $3.5 billion assets · 814 loans in 2025
Capital Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
814
loans originated, 2025
1,128
applications, 2025
34
states and territories
0
gaps bigger than at similar lenders
Who Capital Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Capital Bank ranks 68th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $180.8M lent: 0.3% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO DELAWARE, 2025
Capital Bank ranks 6th of 368 lenders in non-metro Delaware, with $93.6M lent: 3.0% of a $3.16B market.
non-metro Delaware is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
Capital Bank ranks 147th of 592 lenders in Baltimore-Columbia-Towson, MD, with $21.4M lent: 0.1% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HARRISBURG-CARLISLE, PA, 2025
Capital Bank ranks 58th of 396 lenders in Harrisburg-Carlisle, PA, with $11.9M lent: 0.4% of a $3.14B market.
Harrisburg-Carlisle, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Capital Bank ranks 439th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $9.2M lent: 0.0% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MUNCIE, IN, 2025
Capital Bank ranks 170th of 235 lenders in Muncie, IN, with $175K lent: 0.0% of a $444.3M market.
Muncie, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JONESBORO, AR, 2025
Capital Bank ranks 178th of 193 lenders in Jonesboro, AR, with $125K lent: 0.0% of a $619.8M market.
Jonesboro, AR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JACKSON, MI, 2025
Capital Bank ranks 187th of 229 lenders in Jackson, MI, with $175K lent: 0.0% of a $665.5M market.
Jackson, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Capital Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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