Applications / Mortgage Analytics / Lenders / South Dakota / Black Hills Federal Credit Union / Competition
Black Hills Federal Credit Union
Rapid City, SD · Credit union · NCUA · $2.3 billion assets · 785 loans in 2025
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785
loans originated, 2025
1,333
applications, 2025
17
states and territories
0
gaps bigger than at similar lenders
Who Black Hills Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — RAPID CITY, SD, 2025
Black Hills Federal Credit Union ranks 2nd of 181 lenders in Rapid City, SD, with $89.9M lent: 8.0% of a $1.12B market.
Rapid City, SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO SOUTH DAKOTA, 2025
Black Hills Federal Credit Union ranks 12th of 239 lenders in non-metro South Dakota, with $34.1M lent: 2.3% of a $1.47B market.
non-metro South Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SIOUX FALLS, MN-SD, 2025
Black Hills Federal Credit Union ranks 26th of 204 lenders in Sioux Falls, MN-SD, with $19.8M lent: 0.9% of a $2.14B market.
Sioux Falls, MN-SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BILLINGS, MT, 2025
Black Hills Federal Credit Union ranks 53rd of 201 lenders in Billings, MT, with $3.5M lent: 0.3% of a $1.35B market.
Billings, MT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MONTANA, 2025
Black Hills Federal Credit Union ranks 171st of 372 lenders in non-metro Montana, with $2.0M lent: 0.1% of a $3.53B market.
non-metro Montana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLUMBIA, MO, 2025
Black Hills Federal Credit Union ranks 163rd of 268 lenders in Columbia, MO, with $505K lent: 0.0% of a $1.71B market.
Columbia, MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KOKOMO, IN, 2025
Black Hills Federal Credit Union ranks 122nd of 209 lenders in Kokomo, IN, with $325K lent: 0.1% of a $426.1M market.
Kokomo, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — FOND DU LAC, WI, 2025
Black Hills Federal Credit Union ranks 142nd of 199 lenders in Fond du Lac, WI, with $275K lent: 0.1% of a $534.4M market.
Fond du Lac, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Black Hills Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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