Applications / Mortgage Analytics / Lenders / New Jersey / 1st Colonial Community Bank
Collingswood, NJ · State non-member bank · FDIC · $882 million assets · 682 loans in 2025
1st Colonial Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
682
loans originated, 2025
902
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
1st Colonial Community Bank is a New Jersey bank that, unlike most similar lenders, makes government-backed loans, and its originations rose 11% to 682 in 2025, a little faster than similar lenders and the whole market.
FHA loans (insured by the Federal Housing Administration) were 8.5% of its originations and VA loans (guaranteed by the Department of Veterans Affairs) 3.2%; at similar lenders (state non-member banks making between half and twice as many loans) the typical share of each was 0.0%. Its FHA share was 14.6% five years before.
Its typical loan was $265,000, against $195,000 at similar lenders, and jumbo loans (larger than the conforming limit) were 3.1% of its lending, against 1.9%. Majority-minority areas took 12.0% of its loans, against 8.3%, while its share to LMI (low- and moderate-income) borrowers, 27.7%, sat near the middle of its peers. Its denial rate on first-lien home-purchase applications was 3.6%, against 5.5%.
It ranked 57 of 784 lenders in Philadelphia-Camden-Wilmington, where it has lent since 2002. In Atlantic City-Hammonton it ranked 59 of 423 and its share fell 0.3 points to 0.4%. At that size a small number of loans either way could account for the change.
Originations were 930 in 2021 and 614 in 2023 before rising to 682; they were 786 in 2020.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. 1st Colonial Community Bank took 902 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 53.5% · Home improvement 18.6% · Refinance 18.2% · Other 9.7%
Conventional 88.3% · FHA 8.5% · VA 3.2% · of 682 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Jersey | 538 | 78.9% |
| Pennsylvania | 132 | 19.4% |
| Florida | 5 | 0.7% |
| Delaware | 2 | 0.3% |
| North Carolina | 2 | 0.3% |
| South Carolina | 2 | 0.3% |
| Vermont | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Camden | 433 |
| Montgomery County-Bucks County-Chester County | 78 |
| Atlantic City-Hammonton | 49 |
| Philadelphia | 47 |
| Lakewood-New Brunswick | 29 |
| Vineland | 7 |
| Newark | 6 |
| Trenton-Princeton | 6 |
| Wilmington | 6 |
| New York-Jersey City-White Plains | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930089Y8VTOF8RPD25 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2920773 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 123993 | 2002–2011 |
| Respondent ID (the HMDA filer code before 2018) | 335456 | 2012–2017 |
Established 29 June 2000. Reported under HMDA 2002-2025.
Mergers, name changes, data editions and corrections: 1st Colonial Community Bank's data.
1st Colonial Community Bank's data
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1st Colonial Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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