Applications / Mortgage Analytics / Lenders / California / Tri Counties Bank / Competition
Tri Counties Bank
Chico, CA · State non-member bank · FDIC · $9.8 billion assets · 1,317 loans in 2025
Tri Counties Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,317
loans originated, 2025
2,454
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Tri Counties Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FRESNO, CA, 2025
Tri Counties Bank ranks 13th of 409 lenders in Fresno, CA, with $79.5M lent: 1.4% of a $5.72B market.
Fresno, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Tri Counties Bank ranks 104th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $70.9M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Tri Counties Bank ranks 54th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $66.5M lent: 0.3% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHICO, CA, 2025
Tri Counties Bank ranks 3rd of 255 lenders in Chico, CA, with $56.1M lent: 5.1% of a $1.11B market.
Chico, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO CALIFORNIA, 2025
Tri Counties Bank ranks 18th of 456 lenders in non-metro California, with $45.9M lent: 1.0% of a $4.39B market.
non-metro California is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
Tri Counties Bank ranks 274th of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $3.9M lent: 0.0% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HANFORD-CORCORAN, CA, 2025
Tri Counties Bank ranks 90th of 186 lenders in Hanford-Corcoran, CA, with $815K lent: 0.1% of a $702.0M market.
Hanford-Corcoran, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO OREGON, 2025
Tri Counties Bank ranks 366th of 397 lenders in non-metro Oregon, with $250K lent: 0.0% of a $3.63B market.
non-metro Oregon is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Tri Counties Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Tri Counties Bank's data
$215
Tri Counties Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Tri Counties Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]