Applications / Mortgage Analytics / Lenders / North Carolina / The Fidelity Bank / Competition
The Fidelity Bank
Fuquay Varina, NC · State non-member bank · FDIC · $4.4 billion assets · 1,177 loans in 2025
The Fidelity Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,177
loans originated, 2025
1,590
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who The Fidelity Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — RALEIGH-CARY, NC, 2025
The Fidelity Bank ranks 48th of 638 lenders in Raleigh-Cary, NC, with $72.3M lent: 0.5% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NORTH CAROLINA, 2025
The Fidelity Bank ranks 49th of 762 lenders in non-metro North Carolina, with $50.0M lent: 0.4% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GREENSBORO-HIGH POINT, NC, 2025
The Fidelity Bank ranks 25th of 469 lenders in Greensboro-High Point, NC, with $45.5M lent: 1.1% of a $4.20B market.
Greensboro-High Point, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WINSTON-SALEM, NC, 2025
The Fidelity Bank ranks 22nd of 465 lenders in Winston-Salem, NC, with $42.4M lent: 1.1% of a $3.99B market.
Winston-Salem, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DURHAM-CHAPEL HILL, NC, 2025
The Fidelity Bank ranks 33rd of 470 lenders in Durham-Chapel Hill, NC, with $36.0M lent: 0.6% of a $5.66B market.
Durham-Chapel Hill, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GREENVILLE-ANDERSON-GREER, SC, 2025
The Fidelity Bank ranks 187th of 589 lenders in Greenville-Anderson-Greer, SC, with $5.4M lent: 0.1% of a $7.37B market.
Greenville-Anderson-Greer, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LYNCHBURG, VA, 2025
The Fidelity Bank ranks 235th of 329 lenders in Lynchburg, VA, with $355K lent: 0.0% of a $1.79B market.
Lynchburg, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BLACKSBURG-CHRISTIANSBURG-RADFORD, VA, 2025
The Fidelity Bank ranks 202nd of 233 lenders in Blacksburg-Christiansburg-Radford, VA, with $195K lent: 0.0% of a $778.1M market.
Blacksburg-Christiansburg-Radford, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and The Fidelity Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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