Applications / Mortgage Analytics / Lenders / California / Stanford Federal Credit Union / Competition
Stanford Federal Credit Union
Palo Alto, CA · Credit union · NCUA · $4.7 billion assets · 1,010 loans in 2025
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1,010
loans originated, 2025
1,315
applications, 2025
39
states and territories
0
gaps bigger than at similar lenders
Who Stanford Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Stanford Federal Credit Union ranks 37th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $251.4M lent: 0.5% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Stanford Federal Credit Union ranks 31st of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $156.6M lent: 0.5% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Stanford Federal Credit Union ranks 286th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $31.0M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Stanford Federal Credit Union ranks 197th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $10.2M lent: 0.1% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SALINAS, CA, 2025
Stanford Federal Credit Union ranks 49th of 300 lenders in Salinas, CA, with $9.9M lent: 0.4% of a $2.47B market.
Salinas, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — VALDOSTA, GA, 2025
Stanford Federal Credit Union ranks 100th of 238 lenders in Valdosta, GA, with $825K lent: 0.1% of a $786.0M market.
Valdosta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BELLINGHAM, WA, 2025
Stanford Federal Credit Union ranks 188th of 256 lenders in Bellingham, WA, with $555K lent: 0.0% of a $1.97B market.
Bellingham, WA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — HARRISBURG-CARLISLE, PA, 2025
Stanford Federal Credit Union ranks 262nd of 396 lenders in Harrisburg-Carlisle, PA, with $520K lent: 0.0% of a $3.14B market.
Harrisburg-Carlisle, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Stanford Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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