Applications / Mortgage Analytics / Lenders / New York / Sidney Federal Credit Union / Competition
Sidney Federal Credit Union
Sidney, NY · Credit union · NCUA · $1.2 billion assets · 1,069 loans in 2025
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1,069
loans originated, 2025
1,493
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Sidney Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SYRACUSE, NY, 2025
Sidney Federal Credit Union ranks 8th of 246 lenders in Syracuse, NY, with $69.5M lent: 2.8% of a $2.51B market.
Syracuse, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEW YORK, 2025
Sidney Federal Credit Union ranks 15th of 377 lenders in non-metro New York, with $56.3M lent: 1.4% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ALBANY-SCHENECTADY-TROY, NY, 2025
Sidney Federal Credit Union ranks 30th of 265 lenders in Albany-Schenectady-Troy, NY, with $41.0M lent: 0.9% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — UTICA-ROME, NY, 2025
Sidney Federal Credit Union ranks 12th of 174 lenders in Utica-Rome, NY, with $15.3M lent: 1.9% of a $793.9M market.
Utica-Rome, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
Sidney Federal Credit Union ranks 397th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $14.1M lent: 0.0% of a $144.59B market.
New York-Newark-Jersey City, NY-NJ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PITTSBURGH, PA, 2025
Sidney Federal Credit Union ranks 498th of 571 lenders in Pittsburgh, PA, with $200K lent: 0.0% of a $11.33B market.
Pittsburgh, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ELMIRA, NY, 2025
Sidney Federal Credit Union ranks 80th of 93 lenders in Elmira, NY, with $135K lent: 0.1% of a $185.1M market.
Elmira, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 69% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — READING, PA, 2025
Sidney Federal Credit Union ranks 346th of 365 lenders in Reading, PA, with $105K lent: 0.0% of a $2.00B market.
Reading, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Sidney Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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