Applications / Mortgage Analytics / Lenders / California / SAFE Credit Union / Competition
SAFE Credit Union
Folsom, CA · Credit union · NCUA · $4.4 billion assets · 989 loans in 2025
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989
loans originated, 2025
1,366
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who SAFE Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
SAFE Credit Union ranks 20th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $188.2M lent: 0.9% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — STOCKTON-LODI, CA, 2025
SAFE Credit Union ranks 47th of 401 lenders in Stockton-Lodi, CA, with $25.1M lent: 0.5% of a $5.50B market.
Stockton-Lodi, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
SAFE Credit Union ranks 221st of 606 lenders in San Francisco-Oakland-Fremont, CA, with $16.6M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — YUBA CITY, CA, 2025
SAFE Credit Union ranks 33rd of 229 lenders in Yuba City, CA, with $6.6M lent: 0.6% of a $1.09B market.
Yuba City, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO CALIFORNIA, 2025
SAFE Credit Union ranks 175th of 456 lenders in non-metro California, with $3.1M lent: 0.1% of a $4.39B market.
non-metro California is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SANTA CRUZ-WATSONVILLE, CA, 2025
SAFE Credit Union ranks 171st of 271 lenders in Santa Cruz-Watsonville, CA, with $1.0M lent: 0.0% of a $2.62B market.
Santa Cruz-Watsonville, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — REDDING, CA, 2025
SAFE Credit Union ranks 238th of 249 lenders in Redding, CA, with $55K lent: 0.0% of a $919.8M market.
Redding, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MODESTO, CA, 2025
SAFE Credit Union ranks 146th of 323 lenders in Modesto, CA, with $1.6M lent: 0.1% of a $2.55B market.
Modesto, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and SAFE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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