Applications / Mortgage Analytics / Lenders / California / Partners Federal Credit Union
Burbank, CA · Credit union · NCUA · $2.7 billion assets · 1,160 loans in 2025
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1,160
loans originated, 2025
2,236
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Partners Federal Credit Union, a credit union lending mainly in Florida and California, grew its originations 25% in 2025, faster than more than four in five similar lenders, with home-improvement and other-purpose loans most of its lending.
Originations rose 25% to 1,160, against 9% at similar lenders (credit unions making between half and twice as many loans) and 10% for the whole market. Its dollar volume rose to $303.4 million from $214.1 million. It made 2,215 loans in 2020.
Other-purpose loans were 40.6% of its lending and home improvement 28.6%; purchases were 22.9% and refinancing 7.8%. Its typical loan was $155,000, against $105,000 at peers, and jumbo loans (larger than the conforming limit) were 5.8%, against 1.0%. All were conventional, and 0.4% were higher-priced (a rate well above the average for similar loans), against 1.5%.
Majority-minority areas took 55.2% of its loans, higher than more than nine in ten peers (10.0%), up from 41.5% five years before. LMI (low- and moderate-income) borrowers took 15.3%, up from 10.5% a year before but among the lowest tenth of peers (27.7%); its larger loans and its markets, including Los Angeles-Long Beach-Anaheim, are possible reasons.
It held 0.4% in Orlando-Kissimmee-Sanford, ranking 54 of 854, unchanged from a year before, and its share rose 0.1 points in Lakeland-Winter Haven and in Riverside-San Bernardino-Ontario. It ranked 139 of 757 in Los Angeles-Long Beach-Anaheim.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Partners Federal Credit Union took 2,236 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 40.6% · Home improvement 28.6% · Purchase 22.9% · Refinance 7.8%
Conventional 100.0% · of 1,160 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 606 | 52.2% |
| California | 553 | 47.7% |
| New Jersey | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Orlando-Kissimmee-Sanford | 479 |
| Los Angeles-Long Beach-Glendale | 278 |
| Anaheim-Santa Ana-Irvine | 151 |
| Riverside-San Bernardino-Ontario | 88 |
| Lakeland-Winter Haven | 71 |
| Oxnard-Thousand Oaks-Ventura | 9 |
| San Diego-Chula Vista-Carlsbad | 9 |
| Palm Bay-Melbourne-Titusville | 8 |
| Miami-Miami Beach-Kendall | 7 |
| Deltona-Daytona Beach-Ormond Beach | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300QD5CQZ9PPP5B09 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 761486 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 518708 | 1994–2017 |
Established 1 January 1968. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Partners Federal Credit Union's data.
Partners Federal Credit Union's data
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Partners Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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