Applications / Mortgage Analytics / Lenders / California / Orange County's Federal Credit Union / Competition
Orange County's Federal Credit Union
Santa Ana, CA · Credit union · NCUA · $3.0 billion assets · 1,142 loans in 2025
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1,142
loans originated, 2025
2,147
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Orange County's Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Orange County's Federal Credit Union ranks 113th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $194.2M lent: 0.2% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
Orange County's Federal Credit Union ranks 173rd of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $28.0M lent: 0.1% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SANTA MARIA-SANTA BARBARA, CA, 2025
Orange County's Federal Credit Union ranks 46th of 339 lenders in Santa Maria-Santa Barbara, CA, with $18.7M lent: 0.5% of a $4.08B market.
Santa Maria-Santa Barbara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — OXNARD-THOUSAND OAKS-VENTURA, CA, 2025
Orange County's Federal Credit Union ranks 117th of 422 lenders in Oxnard-Thousand Oaks-Ventura, CA, with $9.9M lent: 0.1% of a $6.98B market.
Oxnard-Thousand Oaks-Ventura, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
Orange County's Federal Credit Union ranks 300th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $5.4M lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO NEVADA, 2025
Orange County's Federal Credit Union ranks 59th of 278 lenders in non-metro Nevada, with $5.2M lent: 0.3% of a $1.74B market.
non-metro Nevada is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CARSON CITY, NV, 2025
Orange County's Federal Credit Union ranks 28th of 139 lenders in Carson City, NV, with $2.7M lent: 0.7% of a $367.1M market.
Carson City, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHICO, CA, 2025
Orange County's Federal Credit Union ranks 249th of 255 lenders in Chico, CA, with $35K lent: 0.0% of a $1.11B market.
Chico, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Orange County's Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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