Applications / Mortgage Analytics / Lenders / Missouri / OakStar Bank / Competition
OakStar Bank
Springfield, MO · State member bank · FRS · $3.0 billion assets · 974 loans in 2025
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974
loans originated, 2025
1,149
applications, 2025
16
states and territories
0
gaps bigger than at similar lenders
Who OakStar Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SPRINGFIELD, MO, 2025
OakStar Bank ranks 7th of 351 lenders in Springfield, MO, with $93.5M lent: 3.0% of a $3.08B market.
Springfield, MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — KANSAS CITY, KS-MO, 2025
OakStar Bank ranks 56th of 659 lenders in Kansas City, KS-MO, with $60.6M lent: 0.4% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MISSOURI, 2025
OakStar Bank ranks 21st of 640 lenders in non-metro Missouri, with $49.7M lent: 0.8% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — GRAND JUNCTION, CO, 2025
OakStar Bank ranks 13th of 268 lenders in Grand Junction, CO, with $22.0M lent: 1.6% of a $1.40B market.
Grand Junction, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO COLORADO, 2025
OakStar Bank ranks 105th of 626 lenders in non-metro Colorado, with $14.0M lent: 0.2% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ELKHART-GOSHEN, IN, 2025
OakStar Bank ranks 101st of 201 lenders in Elkhart-Goshen, IN, with $675K lent: 0.1% of a $985.1M market.
Elkhart-Goshen, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JACKSON, MI, 2025
OakStar Bank ranks 149th of 229 lenders in Jackson, MI, with $335K lent: 0.0% of a $1.24B market.
Jackson, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 72% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — AUGUSTA-RICHMOND COUNTY, GA-SC, 2025
OakStar Bank ranks 276th of 461 lenders in Augusta-Richmond County, GA-SC, with $585K lent: 0.0% of a $3.75B market.
Augusta-Richmond County, GA-SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and OakStar Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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