Applications / Mortgage Analytics / Lenders / California / NuVision Federal Credit Union
Huntington Beach, CA · Credit union · NCUA · $3.9 billion assets · 1,138 loans in 2025
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1,138
loans originated, 2025
2,017
applications, 2025
13
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
NuVision Federal Credit Union is a California credit union lending in 13 states whose loans in 2025 were larger than similar lenders', with jumbo loans far more common than at its peers.
Jumbo loans (larger than the conforming limit) were 18.9% of its lending, against 1.0% at similar lenders (credit unions making between half and twice as many loans), and 3.4% five years before. Its typical loan was $165,000, against $105,000, and its dollar volume, $373.3 million, was higher than more than four in five peers.
Its typical rate was 4.99%, against 7.00% at peers and 5.99% a year before, among the lowest twentieth of them. Only 0.4% of its loans were higher-priced (a rate well above the average for similar loans), against 1.5%. Home-improvement, other-purpose and refinance loans made up more than three-quarters of its lending; purchases were 22.6%.
Majority-minority areas took 46.3% of its loans, against 10.0% at peers. LMI (low- and moderate-income) borrowers took 18.3%, lower than most peers (27.3%); its larger loans and its main market, Los Angeles-Long Beach-Anaheim, are possible reasons.
Originations rose 9% to 1,138, the same as at peers, against 10% for the whole market. It merged with three credit unions in 2024 and 2025, which may account for part of its growth. It held 1.8% in Anchorage, ranking 11 of 168, and first lent in Salt Lake City-Murray, Billings and Lewiston in 2025.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. NuVision Federal Credit Union took 2,017 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 28.7% · Other 25.5% · Refinance 23.2% · Purchase 22.6%
Conventional 97.0% · FHA 2.4% · VA 0.6% · of 1,138 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 672 | 59.1% |
| Alaska | 282 | 24.8% |
| Arizona | 67 | 5.9% |
| Washington | 39 | 3.4% |
| Wyoming | 36 | 3.2% |
| Idaho | 11 | 1.0% |
| Nevada | 10 | 0.9% |
| Colorado | 7 | 0.6% |
| Oregon | 5 | 0.4% |
| New Mexico | 3 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Anchorage | 215 |
| Anaheim-Santa Ana-Irvine | 197 |
| Los Angeles-Long Beach-Glendale | 194 |
| Oakland-Fremont-Berkeley | 102 |
| Riverside-San Bernardino-Ontario | 85 |
| Phoenix-Mesa-Chandler | 52 |
| Cheyenne | 31 |
| San Diego-Chula Vista-Carlsbad | 24 |
| Fairbanks-College | 23 |
| Seattle-Bellevue-Kent | 20 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300F6NSBOJBM9ED39 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 973775 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5566 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: NuVision Federal Credit Union's data.
NuVision Federal Credit Union's data
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NuVision Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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