Applications / Mortgage Analytics / Lenders / California / Mechanics Bank / Competition
Mechanics Bank
Walnut Creek, CA · State non-member bank · FDIC · $22.4 billion assets · 963 loans in 2025
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963
loans originated, 2025
1,585
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Who Mechanics Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Mechanics Bank ranks 43rd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $226.1M lent: 0.4% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Mechanics Bank ranks 146th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $133.0M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Mechanics Bank ranks 51st of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $77.0M lent: 0.3% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Mechanics Bank ranks 113th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $64.4M lent: 0.1% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
Mechanics Bank ranks 71st of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $60.4M lent: 0.3% of a $22.57B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LUBBOCK, TX, 2025
Mechanics Bank ranks 31st of 341 lenders in Lubbock, TX, with $10.4M lent: 0.6% of a $1.78B market.
Lubbock, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
Mechanics Bank ranks 262nd of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $4.9M lent: 0.0% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MISSOULA, MT, 2025
Mechanics Bank ranks 53rd of 172 lenders in Missoula, MT, with $2.5M lent: 0.3% of a $918.6M market.
Missoula, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mechanics Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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