Applications / Mortgage Analytics / Lenders / California / Financial Partners Credit Union
Downey, CA · Credit union · NCUA · $2.2 billion assets · 1,205 loans in 2025
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1,205
loans originated, 2025
2,179
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Financial Partners Credit Union is a California lender of home-improvement and other-purpose loans whose originations grew 45% in 2025, faster than more than nine in ten similar credit unions.
Home improvement was 38.6% of its loans and other purposes 33.6%; refinances were 19.6% and purchases only 8.2%. Originations rose 45% to 1,205, against 8% at similar lenders (credit unions making between half and twice as many loans) and 10% in the whole market, though they remain below the 2,118 of five years before.
Its typical loan was $205,000, larger than at more than nine in ten peers, whose typical loan was $105,000, and jumbo loans (larger than the conforming limit) were 7.3% of its lending, against 1.0%. Its jumbo share was 1.4% a year before.
Majority-minority areas took 71.5% of its loans, against 10.2% at peers, higher than nearly all. Its 20.0% share in low- and moderate-income (LMI) areas was higher than more than four in five peers. LMI borrowers took 20.7%, against 27.7%, though up from 15.5%; its larger loans may reflect borrowers with higher incomes, one possible reason.
It ranked 76 of 757 lenders in Los Angeles-Long Beach-Anaheim, where it has lent since before 1990. In Fresno its share rose to 0.2% from 0.0%, a rank of 86 of 409. It lent in 10 states and 30 metros, and first lent in North Port-Bradenton-Sarasota and non-metro Arizona in 2025.
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Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Financial Partners Credit Union took 2,179 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 38.6% · Other 33.6% · Refinance 19.6% · Purchase 8.2%
Conventional 99.8% · FHA 0.2% · of 1,205 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 1,191 | 98.8% |
| Arizona | 3 | 0.2% |
| Georgia | 2 | 0.2% |
| Oregon | 2 | 0.2% |
| Washington | 2 | 0.2% |
| Colorado | 1 | 0.1% |
| Florida | 1 | 0.1% |
| Idaho | 1 | 0.1% |
| Mississippi | 1 | 0.1% |
| Nevada | 1 | 0.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Los Angeles-Long Beach-Glendale | 571 |
| Anaheim-Santa Ana-Irvine | 322 |
| Riverside-San Bernardino-Ontario | 164 |
| San Diego-Chula Vista-Carlsbad | 51 |
| Oakland-Fremont-Berkeley | 20 |
| Oxnard-Thousand Oaks-Ventura | 19 |
| San Francisco-San Mateo-Redwood City | 10 |
| Fresno | 5 |
| Bakersfield-Delano | 4 |
| Santa Maria-Santa Barbara | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300B0HNWBV7RX2661 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1013379 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 568457 | 2001–2017 |
Established 1 January 1937. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Financial Partners Credit Union's data.
Financial Partners Credit Union's data
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Financial Partners Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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