Applications / Mortgage Analytics / Lenders / California / Educational Employees Credit Union / Competition
Educational Employees Credit Union
Fresno, CA · Credit union · NCUA · $5.3 billion assets · 957 loans in 2025
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957
loans originated, 2025
2,365
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Educational Employees Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FRESNO, CA, 2025
Educational Employees Credit Union ranks 10th of 409 lenders in Fresno, CA, with $102.0M lent: 1.8% of a $5.72B market.
Fresno, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — VISALIA, CA, 2025
Educational Employees Credit Union ranks 23rd of 281 lenders in Visalia, CA, with $16.4M lent: 0.8% of a $1.95B market.
Visalia, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN LUIS OBISPO-PASO ROBLES, CA, 2025
Educational Employees Credit Union ranks 49th of 312 lenders in San Luis Obispo-Paso Robles, CA, with $8.4M lent: 0.3% of a $2.52B market.
San Luis Obispo-Paso Robles, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HANFORD-CORCORAN, CA, 2025
Educational Employees Credit Union ranks 22nd of 186 lenders in Hanford-Corcoran, CA, with $7.3M lent: 1.0% of a $702.0M market.
Hanford-Corcoran, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Educational Employees Credit Union ranks 343rd of 574 lenders in Sacramento-Roseville-Folsom, CA, with $2.4M lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — REDDING, CA, 2025
Educational Employees Credit Union ranks 248th of 249 lenders in Redding, CA, with $25K lent: 0.0% of a $919.8M market.
Redding, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SANTA CRUZ-WATSONVILLE, CA, 2025
Educational Employees Credit Union ranks 259th of 271 lenders in Santa Cruz-Watsonville, CA, with $220K lent: 0.0% of a $2.62B market.
Santa Cruz-Watsonville, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — OXNARD-THOUSAND OAKS-VENTURA, CA, 2025
Educational Employees Credit Union ranks 406th of 422 lenders in Oxnard-Thousand Oaks-Ventura, CA, with $155K lent: 0.0% of a $6.98B market.
Oxnard-Thousand Oaks-Ventura, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Educational Employees Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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