Applications / Mortgage Analytics / Lenders / Alabama / CB&S Bank / Competition
CB&S Bank
Russellville, AL · State non-member bank · FDIC · $2.9 billion assets · 940 loans in 2025
CB&S Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
940
loans originated, 2025
1,328
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Who CB&S Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HUNTSVILLE, AL, 2025
CB&S Bank ranks 37th of 440 lenders in Huntsville, AL, with $32.3M lent: 0.7% of a $4.63B market.
Huntsville, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BIRMINGHAM, AL, 2025
CB&S Bank ranks 61st of 523 lenders in Birmingham, AL, with $24.9M lent: 0.4% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ALABAMA, 2025
CB&S Bank ranks 39th of 523 lenders in non-metro Alabama, with $24.7M lent: 0.6% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO TENNESSEE, 2025
CB&S Bank ranks 80th of 746 lenders in non-metro Tennessee, with $22.1M lent: 0.3% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MISSISSIPPI, 2025
CB&S Bank ranks 43rd of 438 lenders in non-metro Mississippi, with $20.8M lent: 0.5% of a $3.95B market.
non-metro Mississippi is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
CB&S Bank ranks 596th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $900K lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — AUSTIN-ROUND ROCK-SAN MARCOS, TX, 2025
CB&S Bank ranks 615th of 753 lenders in Austin-Round Rock-San Marcos, TX, with $555K lent: 0.0% of a $22.41B market.
Austin-Round Rock-San Marcos, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO NEW MEXICO, 2025
CB&S Bank ranks 259th of 353 lenders in non-metro New Mexico, with $415K lent: 0.0% of a $1.95B market.
non-metro New Mexico is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and CB&S Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
CB&S Bank's data
$215
CB&S Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy CB&S Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]