Applications / Mortgage Analytics / Lenders / Pennsylvania / ACNB Bank / Competition
ACNB Bank
Gettysburg, PA · State non-member bank · FDIC · $3.2 billion assets · 1,374 loans in 2025
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1,374
loans originated, 2025
1,789
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who ACNB Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — YORK-HANOVER, PA, 2025
ACNB Bank ranks 1st of 379 lenders in York-Hanover, PA, with $172.8M lent: 6.2% of a $2.78B market.
York-Hanover, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — GETTYSBURG, PA, 2025
ACNB Bank ranks 1st of 228 lenders in Gettysburg, PA, with $62.8M lent: 10.6% of a $592.1M market.
Gettysburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
ACNB Bank ranks 164th of 592 lenders in Baltimore-Columbia-Towson, MD, with $18.6M lent: 0.1% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HARRISBURG-CARLISLE, PA, 2025
ACNB Bank ranks 41st of 396 lenders in Harrisburg-Carlisle, PA, with $17.8M lent: 0.6% of a $3.14B market.
Harrisburg-Carlisle, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
ACNB Bank ranks 283rd of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $17.0M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR, 2025
ACNB Bank ranks 257th of 423 lenders in Little Rock-North Little Rock-Conway, AR, with $625K lent: 0.0% of a $4.33B market.
Little Rock-North Little Rock-Conway, AR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — VINELAND, NJ, 2025
ACNB Bank ranks 129th of 233 lenders in Vineland, NJ, with $540K lent: 0.1% of a $683.1M market.
Vineland, NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHARLOTTESVILLE, VA, 2025
ACNB Bank ranks 214th of 337 lenders in Charlottesville, VA, with $545K lent: 0.0% of a $1.91B market.
Charlottesville, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and ACNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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