Applications / Mortgage Analytics / Lenders / California / STAR ONE Credit Union / Competition
STAR ONE Credit Union
Sunnyvale, CA · Credit union · NCUA · $9.3 billion assets · 1,665 loans in 2025
STAR ONE Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,665
loans originated, 2025
2,667
applications, 2025
33
states and territories
0
gaps bigger than at similar lenders
Who STAR ONE Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
STAR ONE Credit Union ranks 13th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $381.7M lent: 1.3% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
STAR ONE Credit Union ranks 32nd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $329.1M lent: 0.6% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — STOCKTON-LODI, CA, 2025
STAR ONE Credit Union ranks 36th of 401 lenders in Stockton-Lodi, CA, with $32.3M lent: 0.6% of a $5.50B market.
Stockton-Lodi, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SANTA CRUZ-WATSONVILLE, CA, 2025
STAR ONE Credit Union ranks 15th of 271 lenders in Santa Cruz-Watsonville, CA, with $26.0M lent: 1.0% of a $2.62B market.
Santa Cruz-Watsonville, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
STAR ONE Credit Union ranks 152nd of 574 lenders in Sacramento-Roseville-Folsom, CA, with $19.3M lent: 0.1% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GAINESVILLE, FL, 2025
STAR ONE Credit Union ranks 284th of 367 lenders in Gainesville, FL, with $305K lent: 0.0% of a $1.76B market.
Gainesville, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SHERMAN-DENISON, TX, 2025
STAR ONE Credit Union ranks 288th of 343 lenders in Sherman-Denison, TX, with $235K lent: 0.0% of a $1.28B market.
Sherman-Denison, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DULUTH, MN-WI, 2025
STAR ONE Credit Union ranks 179th of 318 lenders in Duluth, MN-WI, with $565K lent: 0.0% of a $1.36B market.
Duluth, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and STAR ONE Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
STAR ONE Credit Union's data
$215
STAR ONE Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy STAR ONE Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]