Applications / Mortgage Analytics / Lenders / North Carolina / First Bank / Data
First Bank
Southern Pines, NC · State member bank · FRS · $12.7 billion assets · 1,632 loans in 2025
First Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,632
loans originated, 2025
2,199
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
History
- 19 January 1984Head office moved (now in NC).
- 20 February 1985Renamed from Bank of Montgomery to First Bank.
- 1990First report under HMDA in the public data (which begins in 1990).
- 26 August 1994Merged with Central State Bank. Its HMDA filings count as this lender's in the competition figures.
- 15 September 2001Merged with Home Savings. Its HMDA filings count as this lender's in the competition figures.
- 17 May 2008Merged with Sentry Bank & Trust. Its HMDA filings count as this lender's in the competition figures.
- 20 June 2009Merged with Cooperative Bank. Its HMDA filings count as this lender's in the competition figures.
- 22 January 2011Merged with The Bank of Asheville. Its HMDA filings count as this lender's in the competition figures.
- 4 September 2013Head office moved (now in NC).
- 22 April 2015Charter changed (FDIC class NM to SM).
- 22 April 2015Institution Becomes a Member of FRS (Federal Reserve System).
- 4 March 2017Merged with Carolina Bank. Its HMDA filings count as this lender's in the competition figures.
- 1 October 2017Merged with Asheville Savings Bank. Its HMDA filings count as this lender's in the competition figures.
- 30 June 2019Head office moved (now in NC).
- 16 October 2021Merged with Select Bank & Trust Company. Its HMDA filings count as this lender's in the competition figures.
- 1 January 2023Merged with GrandSouth Bank. Its HMDA filings count as this lender's in the competition figures.
Data editions
| Year | Publisher | Edition |
|---|---|---|
| 2018 | FFIEC | three-year |
| 2019 | FFIEC | three-year |
| 2020 | FFIEC | snapshot |
| 2021 | FFIEC | snapshot |
| 2022 | FFIEC | snapshot |
| 2023 | FFIEC | one-year |
| 2024 | FFIEC | one-year |
| 2025 | FFIEC | snapshot |
Corrections to this lender's records
| Year | Problem | Records | What was done |
|---|---|---|---|
| 2024 | zero income set to missing: debt-to-income band reported (<20%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 2 | Record adjusted; the published value is kept in dw.lar_original |
| 2024 | zero income set to missing: debt-to-income band reported (>60%), which cannot be computed from zero income. HMDA says report NA when income is not relied on | 1 | Record adjusted; the published value is kept in dw.lar_original |
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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