Applications / Mortgage Analytics / Lenders / Kentucky / University of Kentucky Federal Credit Union / Competition
University of Kentucky Federal Credit Union
Lexington, KY · Credit union · NCUA · $1.6 billion assets · 1,710 loans in 2025
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1,710
loans originated, 2025
2,979
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who University of Kentucky Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LEXINGTON-FAYETTE, KY, 2025
University of Kentucky Federal Credit Union ranks 3rd of 389 lenders in Lexington-Fayette, KY, with $154.5M lent: 4.3% of a $3.62B market.
Lexington-Fayette, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO KENTUCKY, 2025
University of Kentucky Federal Credit Union ranks 31st of 537 lenders in non-metro Kentucky, with $42.9M lent: 0.8% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
University of Kentucky Federal Credit Union ranks 65th of 510 lenders in Louisville/Jefferson County, IN-KY, with $33.8M lent: 0.3% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CINCINNATI, IN-KY-OH, 2025
University of Kentucky Federal Credit Union ranks 292nd of 621 lenders in Cincinnati, IN-KY-OH, with $2.8M lent: 0.0% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — OWENSBORO, KY, 2025
University of Kentucky Federal Credit Union ranks 69th of 163 lenders in Owensboro, KY, with $550K lent: 0.1% of a $474.4M market.
Owensboro, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 70% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CLARKSVILLE, KY-TN, 2025
University of Kentucky Federal Credit Union ranks 357th of 397 lenders in Clarksville, KY-TN, with $185K lent: 0.0% of a $2.82B market.
Clarksville, KY-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ELIZABETHTOWN, KY, 2025
University of Kentucky Federal Credit Union ranks 124th of 193 lenders in Elizabethtown, KY, with $445K lent: 0.1% of a $847.0M market.
Elizabethtown, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BOWLING GREEN, KY, 2025
University of Kentucky Federal Credit Union ranks 229th of 250 lenders in Bowling Green, KY, with $130K lent: 0.0% of a $1.24B market.
Bowling Green, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and University of Kentucky Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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