Applications / Mortgage Analytics / Lenders / California / Patelco Credit Union / Competition
Patelco Credit Union
Dublin, CA · Credit union · NCUA · $9.6 billion assets · 1,846 loans in 2025
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1,846
loans originated, 2025
4,165
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Patelco Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Patelco Credit Union ranks 29th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $391.1M lent: 0.7% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SAN JOSE-SUNNYVALE-SANTA CLARA, CA, 2025
Patelco Credit Union ranks 36th of 459 lenders in San Jose-Sunnyvale-Santa Clara, CA, with $119.3M lent: 0.4% of a $28.74B market.
San Jose-Sunnyvale-Santa Clara, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Patelco Credit Union ranks 84th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $44.0M lent: 0.2% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — STOCKTON-LODI, CA, 2025
Patelco Credit Union ranks 61st of 401 lenders in Stockton-Lodi, CA, with $16.2M lent: 0.3% of a $5.50B market.
Stockton-Lodi, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Patelco Credit Union ranks 403rd of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $10.1M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SANTA MARIA-SANTA BARBARA, CA, 2025
Patelco Credit Union ranks 273rd of 339 lenders in Santa Maria-Santa Barbara, CA, with $625K lent: 0.0% of a $4.08B market.
Santa Maria-Santa Barbara, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO CALIFORNIA, 2025
Patelco Credit Union ranks 144th of 456 lenders in non-metro California, with $4.3M lent: 0.1% of a $4.39B market.
non-metro California is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MERCED, CA, 2025
Patelco Credit Union ranks 84th of 260 lenders in Merced, CA, with $2.0M lent: 0.2% of a $1.06B market.
Merced, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Patelco Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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