Applications / Mortgage Analytics / Lenders / Kentucky / L&N Federal Credit Union / Competition
L&N Federal Credit Union
Louisville, KY · Credit union · NCUA · $2.5 billion assets · 1,668 loans in 2025
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1,668
loans originated, 2025
2,146
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who L&N Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
L&N Federal Credit Union ranks 11th of 510 lenders in Louisville/Jefferson County, IN-KY, with $170.9M lent: 1.8% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO KENTUCKY, 2025
L&N Federal Credit Union ranks 21st of 537 lenders in non-metro Kentucky, with $58.6M lent: 1.1% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CINCINNATI, IN-KY-OH, 2025
L&N Federal Credit Union ranks 121st of 621 lenders in Cincinnati, IN-KY-OH, with $21.6M lent: 0.1% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BOWLING GREEN, KY, 2025
L&N Federal Credit Union ranks 63rd of 250 lenders in Bowling Green, KY, with $2.2M lent: 0.2% of a $1.24B market.
Bowling Green, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LEXINGTON-FAYETTE, KY, 2025
L&N Federal Credit Union ranks 147th of 389 lenders in Lexington-Fayette, KY, with $2.1M lent: 0.1% of a $3.62B market.
Lexington-Fayette, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — OGDEN, UT, 2025
L&N Federal Credit Union ranks 201st of 308 lenders in Ogden, UT, with $1.2M lent: 0.0% of a $6.38B market.
Ogden, UT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ASHEVILLE, NC, 2025
L&N Federal Credit Union ranks 318th of 422 lenders in Asheville, NC, with $425K lent: 0.0% of a $5.08B market.
Asheville, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CANTON-MASSILLON, OH, 2025
L&N Federal Credit Union ranks 272nd of 297 lenders in Canton-Massillon, OH, with $125K lent: 0.0% of a $1.72B market.
Canton-Massillon, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and L&N Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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