Applications / Mortgage Analytics / Lenders / Ohio / Kemba Financial Credit Union / Competition
Kemba Financial Credit Union
Gahanna, OH · Credit union · NCUA · $2.4 billion assets · 1,876 loans in 2025
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1,876
loans originated, 2025
3,360
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Kemba Financial Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — COLUMBUS, OH, 2025
Kemba Financial Credit Union ranks 22nd of 596 lenders in Columbus, OH, with $219.6M lent: 1.3% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO OHIO, 2025
Kemba Financial Credit Union ranks 102nd of 592 lenders in non-metro Ohio, with $13.0M lent: 0.2% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CLEVELAND, OH, 2025
Kemba Financial Credit Union ranks 278th of 577 lenders in Cleveland, OH, with $1.6M lent: 0.0% of a $11.41B market.
Cleveland, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CINCINNATI, IN-KY-OH, 2025
Kemba Financial Credit Union ranks 364th of 621 lenders in Cincinnati, IN-KY-OH, with $1.1M lent: 0.0% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
Kemba Financial Credit Union ranks 277th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $725K lent: 0.0% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WILDWOOD-THE VILLAGES, FL, 2025
Kemba Financial Credit Union ranks 443rd of 451 lenders in Wildwood-The Villages, FL, with $85K lent: 0.0% of a $1.68B market.
Wildwood-The Villages, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LANSING-EAST LANSING, MI, 2025
Kemba Financial Credit Union ranks 329th of 333 lenders in Lansing-East Lansing, MI, with $45K lent: 0.0% of a $2.02B market.
Lansing-East Lansing, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PUNTA GORDA, FL, 2025
Kemba Financial Credit Union ranks 322nd of 548 lenders in Punta Gorda, FL, with $495K lent: 0.0% of a $2.09B market.
Punta Gorda, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Kemba Financial Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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