Applications / Mortgage Analytics / Lenders / Kentucky / Commonwealth Federal Credit Union / Competition
Commonwealth Federal Credit Union
Frankfort, KY · Credit union · NCUA · $2.7 billion assets · 1,890 loans in 2025
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1,890
loans originated, 2025
3,342
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Commonwealth Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LEXINGTON-FAYETTE, KY, 2025
Commonwealth Federal Credit Union ranks 8th of 389 lenders in Lexington-Fayette, KY, with $119.6M lent: 3.3% of a $3.62B market.
Lexington-Fayette, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO KENTUCKY, 2025
Commonwealth Federal Credit Union ranks 6th of 537 lenders in non-metro Kentucky, with $100.6M lent: 1.9% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
Commonwealth Federal Credit Union ranks 43rd of 510 lenders in Louisville/Jefferson County, IN-KY, with $62.1M lent: 0.6% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BOWLING GREEN, KY, 2025
Commonwealth Federal Credit Union ranks 48th of 250 lenders in Bowling Green, KY, with $4.3M lent: 0.3% of a $1.24B market.
Bowling Green, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CINCINNATI, IN-KY-OH, 2025
Commonwealth Federal Credit Union ranks 266th of 621 lenders in Cincinnati, IN-KY-OH, with $3.8M lent: 0.0% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Commonwealth Federal Credit Union ranks 633rd of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $35K lent: 0.0% of a $17.86B market.
Indianapolis-Carmel-Greenwood, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO INDIANA, 2025
Commonwealth Federal Credit Union ranks 548th of 555 lenders in non-metro Indiana, with $45K lent: 0.0% of a $6.30B market.
non-metro Indiana is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — OWENSBORO, KY, 2025
Commonwealth Federal Credit Union ranks 162nd of 163 lenders in Owensboro, KY, with $35K lent: 0.0% of a $474.4M market.
Owensboro, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Commonwealth Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 69% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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