Applications / Mortgage Analytics / Lenders / North Carolina / Allegacy Federal Credit Union / Competition
Allegacy Federal Credit Union
Winston Salem, NC · Credit union · NCUA · $2.5 billion assets · 1,706 loans in 2025
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1,706
loans originated, 2025
2,742
applications, 2025
15
states and territories
0
gaps bigger than at similar lenders
Who Allegacy Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WINSTON-SALEM, NC, 2025
Allegacy Federal Credit Union ranks 5th of 465 lenders in Winston-Salem, NC, with $140.9M lent: 3.5% of a $3.99B market.
Winston-Salem, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Allegacy Federal Credit Union ranks 91st of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $58.7M lent: 0.2% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GREENSBORO-HIGH POINT, NC, 2025
Allegacy Federal Credit Union ranks 41st of 469 lenders in Greensboro-High Point, NC, with $24.8M lent: 0.6% of a $4.20B market.
Greensboro-High Point, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — RALEIGH-CARY, NC, 2025
Allegacy Federal Credit Union ranks 142nd of 638 lenders in Raleigh-Cary, NC, with $15.8M lent: 0.1% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO NORTH CAROLINA, 2025
Allegacy Federal Credit Union ranks 151st of 762 lenders in non-metro North Carolina, with $13.0M lent: 0.1% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — OSHKOSH-NEENAH, WI, 2025
Allegacy Federal Credit Union ranks 143rd of 231 lenders in Oshkosh-Neenah, WI, with $475K lent: 0.0% of a $1.02B market.
Oshkosh-Neenah, WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO WASHINGTON, 2025
Allegacy Federal Credit Union ranks 355th of 440 lenders in non-metro Washington, with $455K lent: 0.0% of a $6.13B market.
non-metro Washington is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SUMTER, SC, 2025
Allegacy Federal Credit Union ranks 188th of 193 lenders in Sumter, SC, with $65K lent: 0.0% of a $479.0M market.
Sumter, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Allegacy Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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