Applications / Mortgage Analytics / Lenders / North Carolina / HomeTrust Bank / Competition
HomeTrust Bank
Asheville, NC · State member bank · FRS · $4.5 billion assets · 1,925 loans in 2025
HomeTrust Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
1,925
loans originated, 2025
2,934
applications, 2025
19
states and territories
0
gaps bigger than at similar lenders
Who HomeTrust Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ASHEVILLE, NC, 2025
HomeTrust Bank ranks 7th of 422 lenders in Asheville, NC, with $124.2M lent: 2.4% of a $5.08B market.
Asheville, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
HomeTrust Bank ranks 165th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $103.5M lent: 0.1% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NORTH CAROLINA, 2025
HomeTrust Bank ranks 33rd of 762 lenders in non-metro North Carolina, with $84.4M lent: 0.7% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
HomeTrust Bank ranks 152nd of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $30.6M lent: 0.1% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
HomeTrust Bank ranks 182nd of 606 lenders in San Francisco-Oakland-Fremont, CA, with $28.3M lent: 0.1% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ROME, GA, 2025
HomeTrust Bank ranks 117th of 233 lenders in Rome, GA, with $505K lent: 0.1% of a $424.3M market.
Rome, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHEYENNE, WY, 2025
HomeTrust Bank ranks 137th of 190 lenders in Cheyenne, WY, with $470K lent: 0.0% of a $1.11B market.
Cheyenne, WY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GRAND JUNCTION, CO, 2025
HomeTrust Bank ranks 231st of 268 lenders in Grand Junction, CO, with $265K lent: 0.0% of a $1.40B market.
Grand Junction, CO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and HomeTrust Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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HomeTrust Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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