Applications / Mortgage Analytics / Lenders / Indiana / 1st Source Bank / Competition
1st Source Bank
South Bend, IN · State member bank · FRS · $9.1 billion assets · 1,930 loans in 2025
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1,930
loans originated, 2025
2,825
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who 1st Source Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SOUTH BEND-MISHAWAKA, IN-MI, 2025
1st Source Bank ranks 3rd of 335 lenders in South Bend-Mishawaka, IN-MI, with $116.0M lent: 5.6% of a $2.07B market.
South Bend-Mishawaka, IN-MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO INDIANA, 2025
1st Source Bank ranks 29th of 555 lenders in non-metro Indiana, with $51.2M lent: 0.8% of a $6.30B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ELKHART-GOSHEN, IN, 2025
1st Source Bank ranks 8th of 201 lenders in Elkhart-Goshen, IN, with $34.1M lent: 3.5% of a $985.1M market.
Elkhart-Goshen, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FORT WAYNE, IN, 2025
1st Source Bank ranks 21st of 304 lenders in Fort Wayne, IN, with $33.1M lent: 1.3% of a $2.60B market.
Fort Wayne, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
1st Source Bank ranks 243rd of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $27.9M lent: 0.0% of a $59.66B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TALLAHASSEE, FL, 2025
1st Source Bank ranks 243rd of 372 lenders in Tallahassee, FL, with $425K lent: 0.0% of a $1.71B market.
Tallahassee, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PHOENIX-MESA-CHANDLER, AZ, 2025
1st Source Bank ranks 660th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $840K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — OCALA, FL, 2025
1st Source Bank ranks 415th of 536 lenders in Ocala, FL, with $255K lent: 0.0% of a $2.98B market.
Ocala, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 1st Source Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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