Applications / Mortgage Analytics / Lenders / Georgia / Angel Oak Mortgage Solutions
Atlanta, GA · Non-bank or government lender · CFPB · 6,232 loans in 2025
Angel Oak Mortgage Solutions's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
6,232
loans originated, 2025
10,229
applications, 2025
48
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Angel Oak Mortgage Solutions makes only conventional loans, typically larger than similar lenders' loans, and grew 33% in 2025 to 6,232 loans.
Originations rose 33% from 4,702, against 30% for similar lenders (non-bank or government lenders making between half and twice as many loans; there are eleven) and 10% for the whole market. It made 7,624 loans in 2021 and 3,050 in 2023. Its lending was 52.2% purchase and 46.7% refinance.
Its typical loan was $305,000, against $215,000, larger than about four in five similar lenders. Jumbo loans (larger than the conforming limit) were 10.9% of originations, against 4.2%, higher than about nine in ten. It lent $2.76 billion, against $1.70 billion at the typical similar lender, from fewer loans.
Only 5.2% of its loans went to LMI (low- and moderate-income) borrowers, against 18.3%, the lowest among similar lenders, and down from 19.8% five years earlier. Its larger loans and jumbo share suggest higher-income borrowers, which could account for this. Its shares in LMI areas, 21.3%, and majority-minority areas, 39.3%, were lower than about three in five similar lenders.
28.3% of its loans were higher-priced (a rate well above the average for similar loans), against 31.8%, lower than about four in five similar lenders, and down from 38.0% in 2024. Its typical rate was 7.50%, against 7.84%.
Questions the data can answer next
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Angel Oak Mortgage Solutions took 10,229 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 52.2% · Refinance 46.7% · Home improvement 1.1%
Conventional 100.0% · of 6,232 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Florida | 1,936 | 31.1% |
| California | 979 | 15.7% |
| Texas | 491 | 7.9% |
| Georgia | 268 | 4.3% |
| South Carolina | 250 | 4.0% |
| North Carolina | 246 | 3.9% |
| Virginia | 201 | 3.2% |
| New Jersey | 153 | 2.5% |
| Pennsylvania | 147 | 2.4% |
| Arizona | 137 | 2.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Miami-Miami Beach-Kendall | 468 |
| Fort Lauderdale-Pompano Beach-Sunrise | 307 |
| Los Angeles-Long Beach-Glendale | 300 |
| West Palm Beach-Boca Raton-Delray Beach | 202 |
| Houston-Pasadena-The Woodlands | 166 |
| Orlando-Kissimmee-Sanford | 143 |
| Atlanta-Sandy Springs-Roswell | 134 |
| Riverside-San Bernardino-Ontario | 115 |
| Anaheim-Santa Ana-Irvine | 110 |
| Dallas-Plano-Irving | 105 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KSOOZZVXCMA627 | 2018–2025 |
| Respondent ID (the HMDA filer code before 2018) | 7464200240 |
Established 15 October 2013. Reported under HMDA 2017-2025.
Mergers, name changes, data editions and corrections: Angel Oak Mortgage Solutions's data.
Angel Oak Mortgage Solutions's data
$215
Angel Oak Mortgage Solutions and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Angel Oak Mortgage Solutions's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]